FINANCIAL AID

Start the Financial Aid Process

You can send your financial aid application information to up to 10 different schools.
There is no risk, so don’t delay!
Completing the FAFSA (Free Application for Federal Student Aid) is free and quick.

Understand the Types of Financial Aid Available

Scholarships – Empire Beauty Schools, along with other schools, community groups and other organizations offer scholarships. Ask your school’s admissions representative what is available!
Grants – These government issued funds do not need to be paid back and are awarded to undergraduates who show financial need.
Federal Student Loans – This borrowed money for college or career school can help you afford your education. These loans must be repaid, with interest once you leave school.

Apply by Completing the FAFSA

Go to studentaid.gov to complete this step.
You will need to provide information about you and your financial situation, such as your name, Social Security number, date of birth, address, etc.
You may need to provide information about your parents if you are a “dependent” student. The website will ask you a series of questions to determine if you are a “dependent” or “independent” student.

Learn About the Aid You Will Receive

After you complete the initial form, you’ll receive a Student Aid Report (SAR). Your SAR is a summary of the financial information you submitted. This will NOT tell you how much financial aid you’ll receive, however, save this report for your records.
If you enroll at Empire Beauty School, you will be emailed by a Financial Aid Officer informing you of the amount of aid you are eligible to receive.

START THE APPLICATION PROCESS NOW!

While you are visiting schools and deciding which is right for you, it’s important to complete the Free Application for Federal Student Aid (FAFSA) as soon as possible.

The FAFSA application is free and quick and gives you access to the largest source of Federal Financial Aid to pay for school. To complete this important application go to studentaid.gov.

In order to qualify for federal, state or school financial aid you will need to complete the FAFSA application (School code can be found here).

You can send your FAFSA information to up to 10 schools, so there is no need to wait.

TYPES OF FINANCIAL AID

Your FAFSA application will help you apply for various types of Financial Aid.

Every student who meets certain eligibility requirements can get some type of federal student aid, regardless of age or income.

Those who are eligible meet the following basic requirements:

Demonstrate financial need.
Are a U.S. citizen or eligible non-citizen.
Have a valid social security number.
Register with Selective Service if you are a male between 18 and 25 years of age.
Maintain satisfactory academic progress in college or career school.
Have a H.S. diploma, GED or have completed a homeschooling program approved by your state.

There are 2 categories of federal student aid: grants and loans.

Grants are money that doesn’t have to be repaid. There are several types of grants available through the U.S. Department of Education and other sources.

Federal Pell Grant:Undergraduates with financial need can receive a Federal Pell Grant for up to 12 semesters (or a total of 6 years).
Federal Supplemental Educational Opportunity Grant: For undergraduates with exceptional financial need. Funds depend on availability at school.
Iraq and Afghanistan Service Grant: For students who are not PELL eligible due only to less financial need, but whose parent or guardian died as a result of military service in Iraq or Afghanistan after 9/11 and who were, at the time of death, less than 24 years of age.

Loans are borrowed money for college or career school that must be repaid. There are several types of loans available through the U.S. Department of Education:

Direct Subsidized Loans: For undergraduates who have financial need. The U.S. Department of Education pays interest while borrower is in school and during grace and deferment periods.
Direct Unsubsidized Loans: For all undergraduate students. The borrower is responsible for all interest.
Direct PLUS Loans: For parents of dependent undergraduate students. Borrower is responsible for all interest.

Scholarships, like grants, do not have to be paid back. Empire Beauty Schools, along with other schools, community groups and other organizations offer scholarships

The following scholarships are available through Empire Beauty School:

Empire Beauty School High School Scholarship: We encourage all high school seniors interested in a career in beauty to apply for an Empire Beauty School High School Scholarship. More than 100 high school seniors will receive scholarships for the full cosmetology program during the coming year. *not available at all locations
Empire Beauty School Good Attendance Scholarship: Empire Beauty School students reaching 90 percent cumulative attendance are eligible for a $1000 scholarship. This scholarship is designed for students who complete the full cosmetology program without interruption. Lesser scholarships of $500 are available for those with an 85% to 89.99% attendance average.
Empire Gives Back Cosmetology Educational Endowment: In conjunction with our Empire Gives Back program, Empire Beauty School students living in an anti-domestic violence program shelter within 6 months prior to school may be eligible for up to $3,000 in scholarship money.

The following scholarships are available to cosmetology students through various industry partners.

Beauty Schools Marketing Group Scholarship: Beauty Schools Marketing Group is offering a $2,500 cosmetology school scholarship to help cosmetology school students live their dreams! Apply for the Beauty Schools Marketing Group scholarship at beautyschoolsdirectory.com

Veteran’s Education Benefits

Some Empire Beauty Schools are approved for Veteran’s Educational Benefits for veterans, eligible dependents of deceased or disabled veterans and active status National Guard and Reserve personnel. Any student interested in this type of benefit must verify with the school representative that the school is an approved facility by the Veteran’s Administration (VA).

HOW TO APPLY

Applying for Federal Student Aid begins with the FAFSA application. Go to studentaid.gov to complete this step. You will need to provide information about you and your financial situation, such as your name, Social Security number, date of birth, address, etc. You may need to provide information about your parents if you are a “dependent” student. The website will ask you a series of questions to determine if you are a “dependent” or “independent” student.

Once you complete the FAFSA application, your information is shared with the schools you listed on your FAFSA (up to 10 schools can be listed).

The financial aid office at your listed school uses your FAFSA to determine how much federal student aid you may receive at that school. If the school awards its own funds (in the form of scholarships) it might use your FAFSA information to determine your eligibility for their awards.

Your FAFSA also goes to higher education agencies in the state in which the schools where you apply are located. Many states have financial aid funds they give out based on FAFSA information.

ABOUT FAFSA

Once you fill out this initial form, you’ll receive a Student Aid Report (SAR). Your SAR is a summary of the financial information you submitted. You should receive your SAR within 3 days to 3 weeks after you submitted your FAFSA. If you provided an email on your FAFSA application, a link will be emailed to you where you will find your electronic SAR. Otherwise, you will be mailed a paper copy. This will NOT tell you how much financial aid you’ll receive, however, save this report for your records.

Next if you enroll at Empire Beauty School, you will be emailed by a Financial Aid Officer informing you of the amount of aid you are eligible to receive.

How much aid you receive depends on several factors including the cost of attendance, Expected Family Contribution (the number used to calculate how much financial aid you’re eligible for based on the information in your FAFSA), year in school, and if you are attending full-time or part-time.

YOUR RIGHTS AND RESPONSIBILITIES

Student loans are borrowed money and need to be repaid, with interest.

You do not have to accept all of the aid you are offered. When your school’s financial aid office sends you an award letter, they will ask you to indicate which financial aid you want to accept. When your financial aid officer contacts you, they will ask you to indicate which financial aid you want to accept. From there you can determine if you will need to accept student loans to pay the remainder.

Just like car loans and home mortgages, you cannot have these loans cancelled because you didnt like the education you received, didnt get the job you anticipated, or are having financial problems.

Because you will need to pay these funds back, you will want to think about the amount of loans you’ll need to repay before you accept the loans. We suggest only borrowing as much money as you need, even if you qualify for more, so there will be less to pay back after school.

While you may be responsible for repaying your loans 6 months after you stop attending school after you stop attending school, you can also pay on your loans while you are in school. you can also pay on your loans while you are in school.

Again, grants and scholarships do not need to be repaid.

FEDERAL STUDENT AID PROGRAMS

To learn more about about Federal student aid programs for 2020/21, read below.

Program	Type of Aid	Program Details	Annual Amount
Federal PELL Grant	Grant Does not have to be repaid	Available to undergraduates	$0 to $6,195
Federal Supplemental Educational Opportunity Grant (FSEOG)	Grant Does not have to be repaid	For undergraduates with exceptional financial need; Federal PELL Grant recipients take priority; funds depend on availability at school	$0 to $450
Iraq and Afghanistan Service Grant	Grant Does not have to be repaid	For students who are not PELL eligible due only to having less financial need whose parent or guardian died as a result if military service in Iraq or Afghanistan after 9/11 and who were, at the time of the death, less than 24 years of age and enrolled at least halftime in an approved institution.	$0 to $5,829.50
Direct Subsidized Loan	Loan Must be repaid with interest	US Department of Educating pays the interest while borrower is in school. Student must have financial need. Interest rate is 4.53%	$3,500 to $4,500
Direct Unsubsidized Loan	Loan Must be repaid with interest	Borrower is responsible for all interest. Financial need is not required. Interest rate is 4.53%	$2,000 to $6,000
Direct PLUS Loan	Loan Must be repaid with interest	For parents of dependent students. Borrower is responsible for the interest. Financial need is not required. Interest rate is 7.08%.	Maximum amount is the cost of attendance minus any other financial aid the student receives.
Empire Education Group Scholarships	Scholarship Does NOT have to be paid back	Not based on need. All Empire Education Group scholarships are outlined in our catalog and can be found on our website.	See above for details.
Outside Scholarships	Scholarship Does NOT have to be paid back	Not based on need.	See above for details.
Institutional Programs	Monthly Payments	Affordable monthly payments designed for each student’s remaining balance.	Designed to cover a remaining balance after all aid is awarded.

FINANCIAL AID TIMELINE

Within 3 days of enrolling, complete and submit the FAFSA
Within 7 days of notification of documentation request, submit requested documents to the school

FINANCIAL AID PROCESS

Student completes and submits the Free Application for Federal Student Aid (FAFSA).
Student and school receive electronic Institutional Student Information Report (ISIR).
Student is notified if additional documents are required
Student submits requested documents
FA Department reviews submitted documents
- Please provide all documentation prior to your first week of classes
Student is issued an Financial Aid Offer upon approval of submitted documents
Financial aid is disbursed after the student attends school
Refund checks are issued to student within 14 days of a credit occurring during a payment period

Testimonials

Before I came to Empire Beauty School I was not sure where I was going in life. I was getting my hair done at a local salon and my stylist suggested I tour Empire Beauty School. I immediately felt at home and am so grateful for everything I’ve learned so far.

Emily McNabb // West Mifflin, PA Campus